Unsecured Multi-purpose Financing Freedom to spend as you wish.
Objective
  • To provide support to personal consumption and increase liquidity in daily life. No collateral or guarantor is required.
Financing line
  • 5 times income. Minimum 50,000 Baht,maximum 1.5 million Baht.
Collateral
  • Permanent employee-no guarantor for financing line not over 100,000 Baht.For financing line over 100,000 Baht,at least 1 quarantor is required.
  • Self-employed individual and business owner-require at least 1 guarantor
    for all financing lines.
 Repayment period
  •  1-6 years
 Selling rate/profit installment rate (after discount)
  • Permanent empliyee - SPRR+9.50%=18% per years.
  • Self-employed individual and business owner
Financing line(baht)
Profit rate (per year)
50,001-200,000
SPRR+13.50%
200,001-500,000
SPRR+12.50%
From 500,001 upwards
SPRR+11.50%
Note: SPRR will be as prescribed under the Bank announcement,currently 8.50% per year.
Free
  • contract fee-0.05% of financing line,minimum 500 Bath, maximum 2,000 Baht
  • Stamp duty tax as prescribed under the Bank announcement.
  • Other fees as prescribed under the Bank announcement.

Applicant qualifications
  • Thai nationality.
  • Age of applicant plus repayment period
              - Permanent employee-not exceeding 60.
              - Individual with specific occupational expertise - not exceeding 65.
             -  Self-employed individual - not exceeding 70.
Income
  • Permanent employee - minimum monthly income of 15,000 Baht.
  • Self-employed individual - minimum monthly income of 20,000 Baht.
 Work period
  • Permanent employee - at least 2 years in current job.
  • Self-employed individual-more than 3 years in business.
Reachable contract number as specified by the Bank.
The Bank has the right to provide service to applicants with sound financial records.
Reference
  • First name,Surname,Address,and telephone number of at least 2 persons.
 Other conditions as prescribed under the Bank announcement.